I am Ramakrishnan IYER, 50 years YOUNG, a owner of a IYER CONSULTANCY based in Pune. We help Bank Customers to get loans by helping to rectify their credit scores given by companies like CIBIL, EXPERIAN, CRIF & EQUIFAX.
The CIBIL, EXPERIAN, CRIF or EQUIFAX credit report & credit score plays a very important role in the Indian financial system because it is necessary to get any type of loans or credit card or bank guarantee.
Banks and financial institutions have their ownbenchmarks that count as a good CIBIL, EXPERIAN, CRIF or EQUIFAX score. For example, there may be lenders who reject home loan applications with a CIBIL,EXPERIAN, CRIF or EQUIFAX score of upto 750 points.
Please send following details to +91 75769 191 91. We Will Call You from Our Office Before Creating Your Profile in CIBIL.
RAMAKRISHNAN IYER
Mob. +91 75769 191 91, +91 98900 080 77
Email : mahima07@rediffmail.com
Website: www.mahimaagencies.com
Office No 107, Ashoka Mall, Bund Garden Road, Pune 411001.
Office No 306, Season ITI, Aundh Road, AUNDH Pune 411007.
Service Menu
Service Menu
1. Our Services are provided on the assumption that all dues to Credit Institutions are paid or will be paid by you.
2. Normally your work will happen as indicated below; but we will do our best endeavor, to get it done faster.
3. No correction in Transunion CIBIL's or other Credit Information Companies' reports will happen without verification at the Credit Institution.
4. Any frequent checking of credit scores at the Credit Institutions by you has a risk of reduction in your credit scores.
5. You will have to pay or subscribe to Credit Information Companies to get latest scores & such charges are not included in our charges. Our charges include charges for disputes to be filed with Credit Information Companies and filing Grievance Application with the concerned Credit Institutions only. If your dispute with the Credit Information Company or Grievance Application with the Credit Institution is rejected, Legal Notices have to be served, which are separately chargeable.
6. Composite GST is payable for our Services both credit reporting disputes and legal notices. If corrections to be done with multiple Credit Information Companies, separate charges will be applicable for each*.
*Nomenclature as per Credit Information Companies (Regulation) Act, 2005 and Credit Information Companies Regulations, 2006.
| LIKELEY ISSUES OR PROBLEMS FOUND IN THE PCR OR CCR | DOCUMENTS NEEDED | NORMAL TIME FRAME |
|---|---|---|
| TO UPDATE ACCOUNTS AFTER PAYING OVERDUES | NO OVERDUES LETTER OR STATEMENT | 2-3 WEEKS |
| SAVINGS OR CURRENT ACCOUNT REMOVAL | SB/CB PASSBOOK OR LETTER OR STATEMENT | 2-3 WEEKS |
| STRANGER OR UNKNOWN LOAN ACCOUNT REMOVAL | NO DOCUMENTS | 2-3 WEEKS |
| CLOSED LOANS REPORTING | CLOSURE LETTER OR STATEMENT | 2-3 WEEKS |
| MISMATCH IN REPORTS BETWEEN BANK AND OTHER SOURCES | COPY OF REPORT FROM BANK WITH CONTROL NUMBER | 2-3 WEEKS |
| REPORTING OF RENEWAL OF KCC, OVERDRAFT ETC | RENEWAL LETTER OR STATEMENT | 2-3 WEEKS |
| REMOVAL OF DELIQUENCY REMARKS LIKE SMA, SUB, DBT OR LSS | ADEQUETE PROOF THAT THE SAME WAS NOT CAUSED BY THE CLIENT | 3-4 WEEKS |
| SETTLED/WRITE OFF/SUIT FILED/ CLOSED LOANS W O/D REMOVAL | NO-DUES LETTER OR STATEMENT OR WE WILL GET THE SAME OURSELVES ON THE CONDITION THAT YOU ARE READY TO PAY YOUR DUES TO BANKS OR CREDIT INSTITUTIONS IF ANY | 3-4 WEEKS |
CRM Service Menu
CRM Service Menu
1. Our Services are provided on the assumption that all dues to Credit Institutions are paid or will be paid by you.
2. Normally your work will happen as indicated below; but we will do our best to get it done faster.
3. No correction in Transunion CIBIL's CMR reports will happen without verification at the Credit Institution.
4. Any frequent checking of credit scores at the Credit Institutions by you has a risk of reduction in your credit scores.
5. You will have to pay Transunion CIBIL for latest CMR report & such charges are not included in our charges.
Our charges include charges for disputes to be filed with Credit Information Companies and filing Grievance Application with the concerned Credit Institutions only. If your dispute with the Transunion CIBIL or Grievance Application with the Credit
Institution is rejected, Legal Notices have to be served, which are separately chargeable.
6. If corrections to be done with multiple Credit Information Companies, separate charges will be applicable for each*
*Nomenclature as per Credit Information Companies (Regulation) Act, 2005 and Credit Information Companies Regulations, 2006.
| LIKELEY ISSUES OR PROBLEMS FOUND IN THE PCR OR CCR | DOCUMENTS NEEDED | NORMAL TIME FRAME |
|---|---|---|
| TO UPDATE ACCOUNTS AFTER PAYING OVERDUES | NO OVERDUES LETTER OR STATEMENT | 2-3 WEEKS |
| SAVINGS OR CURRENT ACCOUNT REMOVAL | SB/CB PASSBOOK OR LETTER OR STATEMENT | 2-3 WEEKS |
| STRANGER OR UNKNOWN LOAN ACCOUNT REMOVAL | NO DOCUMENTS | 2-3 WEEKS |
| CLOSED LOANS REPORTING | CLOSURE LETTER OR STATEMENT | 2-3 WEEKS |
| MISMATCH IN REPORTS BETWEEN BANK AND OTHER SOURCES | COPY OF REPORT FROM BANK WITH CONTROL NUMBER | 2-3 WEEKS |
| REPORTING OF RENEWAL OF KCC, OVERDRAFT ETC | RENEWAL LETTER OR STATEMENT | 2-3 WEEKS |
| REMOVAL OF DELIQUENCY REMARKS LIKE SMA, SUB, DBT OR LSS | ADEQUETE PROOF THAT THE SAME WAS NOT CAUSED BY THE CLIENT | 3-4 WEEKS |
| SETTLED/WRITE OFF/SUIT FILED/ CLOSED LOANS W O/D REMOVAL | NO-DUES LETTER OR STATEMENT OR WE WILL GET THE SAME OURSELVES ON THE CONDITION THAT YOU ARE READY TO PAY YOUR DUES TO BANKS OR CREDIT INSTITUTIONS IF ANY | 3-4 WEEKS |
1. Our services are provided on the assumption that all dues to credit institutions are paid or will be paid by you.
2. Normally your work will be as below; But we will try our best to complete it as soon as possible.
3. No correction in the reports of TransUnion CIBIL or other credit information companies shall take place without verification at the credit institution.
4. Any frequent checking of your credit score with credit institutions puts you at risk of lowering your credit score.
5.You must pay or subscribe to credit information companies to receive the latest information and such fees are not included in our charges. Our charges include fees for making disputes with credit information companies and filing complaint applications only with the relevant credit institutions. If your dispute with the credit institution company or the complaint application with the credit institution is dismissed, a legal notice service has to be served, which are charged separately.
The overall GST is payable for our services, both credit reporting disputes and legal notices. If the correction is to be made with multiple credit information companies, different charges will apply for each.
*Nomenclature as per Credit Information Companies (Regulation) Act, 2005 and Credit Information Companies Regulations, 2006.
Time Taken Normally
Normally your work will happen in 15-20 days after all required documents are obtained. We will do our best to get it done faster. No correction in CIBIL or other credit rating agencies will happen without verification at the bank.
For Taking Personal Credit Report
Please send following details to +91 75769 191 91 From our office will call you before creating your profile in CIBIL. You will get an OTP during the profile creation process.
Required Documents
- Photo of your PAN Card front side
- Photo of your Aadhaar card backside
- Photo of Voter ID
- Photo of Driving License
- Email Id:
- Mobile No: