FAQS

How do I approach Mahima Consultancy Services for a loan?

You can approach, through Email: Mahima07@rediffmail or Mobile No.
09890008077

What are the Eligibility criteria for availing of a loan from Mahima Consultancy Services?

Atleast 3 Years in Business or Employment

What are the minimum and maximum loan amounts?

Minimum Loan Amount at least 50 Lakhs if Home Loan, Other Loan Minimum 100 Lakhs

What are the loan tenure options?

If Business Loan 3 Years to 5 Years Maximum. If Home Loan Maximum 25 Years. Cash Credit and other Loan as per Eligibility

What are the lending rates?

As per RBI rates and Bank Rates applicable.

What documents do I need to submit to avail of a loan from Mahima Consultancy Services?

Pl see in website attached herewith

What are the stages involved in acquiring a loan?

Pre-Approved if CIBIL cleared, also subject to Personal Discussion as well as Office Premises Visit, satisfactory level.

How much time will it take for my loan to be approved?

If Home Loan 10 Days Minimum also subject to documents provided as per Bank Demand.

How do I repay my loan?

You can pay by the way Equal Monthly Installment, Part Pre Payment also avail foreclosure before the period.

What is an EMI or monthly installment?

Bank makes Eligibility as per your Monthly Income, as a Repayment capacity.

What is down payment?

If Home Loan, Minimum 20% of Agreement cost. If Machinery Loan 25% of cost.

I have already taken a consumer/home/personal loan from Mahima Agencies. Can I still take another loan?

Yes, Subject to Eligibility Criteria.